Gap Insurance from APG Cover, part of AutoProtect Group

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Do you know how much you would get from your motor insurer if your vehicle was declared a write-off due to an accident, fire or theft?

Even with comprehensive motor cover, if your vehicle is written off, your motor insurer will only pay you a settlement based on the value of your vehicle on the date of loss, and because vehicles depreciate over time, this will likely not cover the cost of any outstanding finance.

Purchased your vehicle with cash?

APG Cover Gap Insurance will make up the shortfall between what your motor insurer will pay, which is the market value of your vehicle atthe time of loss, and your vehicle's value when you bought it.

Purchased your vehicle on Finance?

APG Cover Gap Insurance will cover the outstanding balance on your finance account or the shortfall between what your motor insurer will pay, which is the market value at the time of loss, and the value of your vehicle when you bought it, whichever is greater.

Whether you've purchased your vehicle on finance or with cash, APGCover Gap Insurance, brought to you by AutoProtect Group is available to assist you.

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What are the benefits?

APG Cover Combined Gap Insurance Plus will cover the shortfall of up to £75,000 between the purchase price of the vehicle and what your motor insurer pays out, or the outstanding finance settlement, whichever is greater.

Your APG Cover Gap Insurance will cover you for dealer-fitted accessories up to a total of £1,500.

Any driver is covered whilst driving your vehicle, as long as they have the policyholder’s permission and are listed as a named driver on the comprehensive motor insurance policy.

In the event of a covered claim, you will also be covered for up to £500 of your motor insurance excess.

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